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The only Perthshire estate agent available 7 days until 9pm
This website is the property of Next Home of Argyll House, Quarrywood Court, Livingston, West Lothian EH54 6AX. By using this website you agree that you consent to and are bound by the following terms and conditions:
COPYRIGHT
The content of this website are © Next Home. Reproduction of part or all of the contents in any form is prohibited other than in accordance with the following permissions:
Licence to re-copy for Limited Purposes:
1) You acknowledge Next Home as the source of the material. You must include such acknowledgement and the Next Home web address (www.nexthomeonline.co.uk) in the copy of the material, and
2) You must inform the third party that all the Terms and Conditions set out herewith apply to him/her and that he/she is bound by them.
This licence to re-copy does not permit incorporation of the material or any part of it in any other work, publication, or website whether in hard copy or electronic or any other form. In particular (but without limitation) no part of Next Home website, including but not limited, to photographs, property details, virtual tours and/or floorplans may be distributed or copied for any commercial purpose. You may not frame this website without the express consent of Next Home.
The Land Registry data is Crown copyright and is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.
DISCLAIMER
Next Home takes all reasonable care to ensure that the information contained on this website is accurate, however, we cannot guarantee its accuracy and we reserve the right to change the information on this website (including these terms and conditions) at any time. You must therefore check these terms and conditions for any such changes each time you visit this website.
Next Home makes no representations or warranties of any kind with respect to this website or the content contained on it, including any text, graphics, advertisements, links or other items. Further more, neither Next Home nor any other contributor to this website make any representation or gives any warranty, condition, undertaking or term either expressed or implied as to the condition, quality, performance, accuracy, fitness for purpose, completeness or freedom from viruses of the content contained on this website or that such content will be accurate, up to date, uninterrupted or error free. Nothing on this website shall be regarded or taken as financial advice.
LAW
The user confirms that the terms and conditions and use of this website shall be governed by the laws of Scotland and that any and all disputes arising therefrom shall be subject to the exclusive jurisdiction of the Scottish courts.
DATA PROTECTION ACT 1998
Next Home respect and value the security and privacy of those of its contacts. Next Home follows strict security procedures in the storage and disclosure of personal information in order to prevent unauthorised access. Personal Data is held on our contacts and administration database either because of work we have undertaken or are currently engaged in, or because we believe that clients may be interested in receiving material from us about our business and services. As such we hold client contact details and the history of our client relationship. This allows us to manage our client relationships effectively and target items of interest so that you do not receive unwanted material through the post.
In accordance with your rights under the Act, you may request the amendment of the personal information held or to cease receiving direct marketing materials. Next Home does not sell, rent or deal in the personal information we hold. Information may, in the ordinary course of business, move between Next Home, its associated companies and to our contractors, which may involve the transfer of data outside the European Economic Area.
GEOLOCATION
Certain devices can detect your approximate location, via latitude and longitude. The accuracy of this data is not in the control of Next Home. If this feature is requested, Next Home will prompt you to provide your permission to access your location data for the purposes of providing you with results or directions based on your current location. You can disable location settings within your browser or app.
HOW TO CONTACT NEXT HOME
We welcome your views about our website and our Terms and Conditions. If you would like to contact us with any queries or comments please contact us via our contact form.
INDEMNITY
You acknowledge that you are solely responsible for the use to which you put this website and all the results and information you obtain from it and that all warranties, conditions, undertakings, representations and terms whether expressed or implied, statutory or otherwise are hereby excluded to the fullest extent permitted by law.
Save in respect of liability for death or personal injury arising out of negligence or for fraudulent misrepresentation, we and all contributors to this website hereby disclaim to the fullest extent permitted by law all liability for any loss or damage including any consequential or indirect loss or damage incurred by you, whether arising in tort, contract or otherwise, and arising out of or in relation to or in connection with your access to or use of or inability to use this website.
Whilst we take every care to ensure that the standard of this website remains high and to maintain the continuity of it, we do not accept any ongoing obligation or responsibility to operate this website (or any particular part of it).
If any part of our terms and conditions is deemed to be unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of these conditions will not be affected.
These terms and conditions and your use of this website are governed exclusively by Scottish law.
This does not affect your statutory rights as a consumer.
Next Home is registered in Scotland (registered number SC264812). Our registered office is at Argyll House, Quarrywood Court, Livingston, West Lothian EH54 6AX.
By entering your details and clicking the Subscribe button you are agreeing to receive our regular newsletter from us, please see our Privacy Policy for more information on how we handle your information.
Next Home Mortgage Club is a trading name of Fairstone Financial Management Ltd. Fairstone Financial Management Ltd. is authorised and regulated by the Financial Conduct Authority (FRN: 475973).
Registered in England and Wales no: 05574120. Part of the Fairstone group of companies. Registered office: 1 The Bulrushes, Woodstock Way, Boldon Business Park, Tyne and Wear NE35 9PF
©2020 Next Home Estate Agency. All rights reserved.
An expert from our local branch will provide you with the most accurate valuation
Whether you’re selling your property or looking to let, fill out the form below to book a FREE, no obligation valuation with one of our experts.
Whenever you visit our website and/or use its features such as web forms, Next Home Estate Agency will use and store the information you’ve provided for the purpose of processing the requests that are sent to us, via the website. Such information constitutes “personal data”. For more information about how Next Home Estate Agents store and process your personal data and Next Home Estate Agency’s obligations in security personal data, your right of access and erasure, please consult our privacy policy.
The easy way to sell your home
This developer offers a Part Exchange service which means you can have an offer for your home in just a few days. All you have to do is provide us with details of your property and leave the rest to us.
We’ll arrange valuations, provide you with a fair market price for your property and once you’ve accepted, we’ll liaise with solicitors to complete the purchase alongside the purchase of your new home. Getting you moving quickly. Your Next Home specialist advisor will be a consistent point of contact throughout the process. We’ll keep you well informed as well as continually offering any help and advice.
Contact our Mortgage Specialist, to discuss the best rates on the market today
Part Exchange is available on selected developments and selected homes only. Subject to status and availability, terms and conditions apply. Please ask us for full details.
You can relax knowing that if your current property hasn’t sold before the completion date on your new home, we’ll buy it at an agreed price.
It takes away the worry of selling your home by providing a safety net, saving you time, worry and the costs of bridging loans.
Contact our Mortgage Specialist, to discuss the best rates on the market today
Legal information: Assured Sale is available on selected developments and selected plots only. Subject to status and availability, terms and conditions apply. Please ask us for full details.
An agent from our local branch will be in touch to arrange a viewing
This gives you a quick guide as to the Land and Buildings Transaction Tax (LBTT) you would have to pay. For a more accurate quotation contact our Expert Selling Team.
Please note: This calculator is provided as a guide only on how much land and buildings transaction tax (LBTT) you will need to pay in Scotland. It assumes that the property is freehold and for residential purposes.
An agent from our local branch will be in touch
Fill out the form below to request a callback from one of our agents about this property.
Whenever you visit our website and/or use its features such as web forms, Next Home Estate Agency will use and store the information you’ve provided for the purpose of processing the requests that are sent to us, via the website. Such information constitutes “personal data”. For more information about how Next Home Estate Agents store and process your personal data and Next Home Estate Agency’s obligations in security personal data, your right of access and erasure, please consult our privacy policy.
An agent from our local branch will be in touch to arrange a viewing
Fill out the form below to arrange a viewing of this property.
Whenever you visit our website and/or use its features such as web forms, Next Home Estate Agency will use and store the information you’ve provided for the purpose of processing the requests that are sent to us, via the website. Such information constitutes “personal data”. For more information about how Next Home Estate Agents store and process your personal data and Next Home Estate Agency’s obligations in security personal data, your right of access and erasure, please consult our privacy policy.
An agent from our local branch will be in touch to arrange a viewing
Fill out the form below to arrange a viewing of this property.
Whenever you visit our website and/or use its features such as web forms, Next Home Estate Agency will use and store the information you’ve provided for the purpose of processing the requests that are sent to us, via the website. Such information constitutes “personal data”. For more information about how Next Home Estate Agents store and process your personal data and Next Home Estate Agency’s obligations in security personal data, your right of access and erasure, please consult our privacy policy.
If you are completing a re-mortgage of your existing property, we will be able to handle the necessary conveyancing for you and provide a comprehensive quote for the costs which might be incurred and explain the procedures involved.
Once the time comes for you to repay your mortgage in full, we can give you advice and assist with the discharge of your mortgage.
Let Next Law guide you through the legal process of selling your home. Whether you have agreed a private sale, marketing your property through your Estate Agent, or are simply contemplating a sale, our experienced solicitors can give you independent advice from the outset.
Next Law have an exclusive association with Next Home Estate Agents, the market leaders in the Perthshire property market. When you choose Next Law and Next Home, you have an experienced, powerful team working closely and efficiently for you. We are experts in our respective property fields. Let us both take the stress out of the sale of your home.
For most people, buying a house or flat is their biggest financial transaction. Our experienced solicitors will help guide you through the process.
Next Law work closely with Next Mortgages, the biggest financial services team in Perthshire. They are experienced independent mortgage advisors who have access to some of the best mortgage deals available. They can also advise on Help to Buy, Shared Equity, the Lift Scheme and seek the necessary agreement in principal from the mortgage lender to allow you to then proceed to make an offer for a property. Many of our clients highlight the benefit to them of their mortgage advisor and solicitor working closely together. If you would like to be put in touch with an independent mortgage advisor at Next Mortgages, please contact us and we can arrange for a member of their experienced team to provide you with no obligation information and advice in relation to the mortgage process.
Our highly experienced solicitors also have expertise in dealing with the Government funded Lift Scheme and Help to Buy Scheme.
What services will Next Home provide? What’s the difference between the various options? How much will it cost?
Find out what’s included at every service level with our at a glance comparison chart.
There are no hidden costs. No sneaky extras. Everything marked with a tick is included in the stated fee.
No let, no fee.* No time to lose.
WITH ONLY 5% DEPOSIT
The Help to Buy (Scotland) scheme means people can purchase a new-build home without the need for a large deposit.
If you want to buy a new build home but can’t afford the total cost, you might be able to get help through the Help to Buy (Scotland) Affordable New Build scheme. The scheme is open to first time buyers and existing homeowners and helps you with up to 15% of the purchase price of a new build home.
Contact our Mortgage Specialist, to discuss the best rates on the market today
The scheme is not available to assist buy-to-let investors. You may not part-exchange your existing home with a home builder and buy a new home from them. The scheme is not available to assist with the purchase of self-build homes. You cannot purchase a property that is not a new build property. If you or your partner already owns a home i.e. where either of you are named on the title deeds of a domestic property, you cannot conclude your Help to Buy (Scotland) Affordable New Build Scheme transaction until your other home has been sold. You cannot buy a home from a home builder who is not registered to participate in the scheme. You must reserve a property and obtain a full Reservation Agreement before applying to the scheme. You cannot buy a home for more than the threshold prices for the scheme which apply for the financial year in which you complete the purchase. You must take out a repayment mortgage with a participating lender , unless you are aged 60 or over. Missives for the purchase of your home must be concluded on your behalf no later than 3 months after the date that you are issued with an Authority to Proceed Letter. The purchase of your home (i.e. when you pay the purchase price to the home builder and receive the keys to your new home) must complete within 9 months of the date of the issue of your Authority to Proceed Letter, otherwise you will cease to be eligible to receive financial assistance under the scheme towards the purchase of your home.
Low-cost Initiative for First Time Buyers (LIFT)
There are two LIFT schemes available that we can assist you with:
1. The Open Market Shared Equity (OMSE) Scheme aims to help first time buyers onto the property ladder with the minimum capital outlays and is a fantastic way of getting on the property ladder for many people who thought it wasn’t possible. There is now NO RESTRICTION to the size of the home you can purchase based on your family size, only the Threshold Prices in your area set out by the Scottish Government.
2. The New Supply Shared Equity scheme (NSSE), which helps people buy a new-build home from a council or housing association. This scheme can also be applicable to those who have previously own a home but has had a significant change in circumstances e.g. a martial breakdown.
How does the LIFT scheme work? First time buyers can literally purchase any property on the market with either no deposit or as low as 5% deposit of your share, the only other outlays being the legal fees. The LIFT scheme would provide up to 40% deposit for their purchase. The Scottish Government have set different purchase limits in different council areas.
The schemes are aimed at households with low to medium incomes, we can assess your circumstances for your area to see if you qualify and help you with your application process.
EXAMPLES
Mr & Miss Smith LIFT Scheme purchase:
Couple looking to buy their forever home in Perth & Kinross. They purchased a 4 bedroomed house at £205,000
| 40% LIFT Deposit | £82,000 |
| Mr & Miss Smith mortgage | £123,000 |
| Monthly mortgage payments* | £373 |
| You could buy any property on the market with no deposit! | |
The Wilson Family LIFT Scheme purchase:
This couple looking to buy their first three bedroom house in Dundee for £100,000.
| 40% LIFT Deposit | £40,000 |
| The Wilson Family mortgage | £60,000 |
| Monthly mortgage payments* | £182 |
These schemes have limited funding – contact our Mortgage Specialists today
Terms and conditions apply. Examples provided are for illustration purposes only and does not represent a real occurrence. Mortgage example is based on an initial monthly rate on a rate of 3%.
Buy your first home with a £25,000 interest free equity loan.
If you want to buy your first home but can’t afford the total cost, you might be able to get help through Scotland’s First Home Fund.
The scheme is open to first-time buyers only and helps you with up to £25,000 of the purchase price of your property’s value. You will be required to provide a minimum deposit of around 5% and your mortgage must be at least 25% of the purchase price. Although the Scottish Government will have an equity share in the property, you will own the property outright. There are no monthly payments to be made towards the Scottish Government and no interest will be charged.
Contact our Mortgage Specialist, to discuss the best rates on the market today
Terms and conditions apply, the scheme is open to all first-time buyers in Scotland who are taking out a mortgage. You will not be able to apply to the scheme if you are a cash buyer or if you have previously owned a property in the UK or abroad at any time (as either a sole or a joint owner). The maximum contribution from the Scottish Government is £25,000 or up to 49% of the property valuation figure or the purchase price (whichever is lower). If you purchase a property for less than the valuation figure then the maximum Scottish Government contribution is £25,000 or 49% of the purchase price. There is a limit of one application per property. You can submit a joint application however you will be limited to one award of £25,000. Your mortgage must be at least 25% of the purchase price. Your mortgage must be capital repayment. The property must be the sole residence of all applicants. The scheme is not available for buy-to-let properties. You cannot apply to other Scottish Government shared equity schemes. Part exchange is not allowed.
