Help to Buy Scotland

The Help to Buy Scotland scheme is designed to help buyers purchase a new build property that they otherwise wouldn’t be able to afford.

Help To Buy was introduced in 2013 as Government initiative to allow both first time buyer and home movers to purchase a new home from a participating new home builder with as little as a 5% deposit. This scheme has already helped over 10,000 people do just that.

With access to all participating Help To Buy lenders we are ideally place to guide you through the HTB maze.

As part of our services, we will appoint you with your own dedicated mortgage advisor who will find the most appropriate solution available to you. This same advisor will complete the application forms on your behalf and work with local government agents to ensure that your home buying process is as smooth as possible.

If you are interested in finding out more, please contact us on 01738 459069 or email us at


What is the difference between Help to Buy Equity Loan and Help to Buy Scotland
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The main differences between the two schemes are the locations they are available, and the total property price elie.
Is the scheme only open to first-time buyers
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No. The scheme is available to both first-time buyers and homeowners.
How much can I borrow?
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The maximum value of the property you can purchase using the Help to Buy scheme is £400,000. The amount you can borrow on a mortgage will depend on your lender and their requirements.
How do I go about sourcing a Bank to lend under this Help to Buy Scheme
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Not all lenders will offer you a mortgage under this scheme. Here at Next Home we have a specialist Help To Buy Mortgage Team able to access all of the products available. Call now to select your best deal on 01738 44 43 42
Is there a limit on annual household income
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No. This scheme is available to homebuyers regardless of their annual personal income.

For More information contact our dedicated Help to Buy Financial Services team on 01738 44 43 42 we are open 7 days until 9pm