Lift Scheme

We have the best selection ever of affordable homes, and we don’t just stop there. Even if you don’t have a deposit, we have access to a range of affordable Part and Shared Ownership Schemes. Please call now on 01738 44 43 42 to find out more information.

Buying your first home can be a daunting time for many people, but we are on hand to assist in all aspects of your move, from arranging highly competitive mortgages, taking care of all the legals, to taking the stress out of your first move allowing you to focus on the big day.

We are open late 7 days a week; working harder to ensure you receive the best possible customer service.

Government Lift Scheme

Buy your First Home with No Deposit!!

The Open Market Shared Equity Scheme (Otherwise known as Government ‘LIFT’ Scheme), aims to help first time buyers onto the property ladder with the minimum capital outlays. The Government Lift scheme has been a godsend to many of our clients over the past 7 years and is a fantastic way of getting on the property ladder for people who thought it wasn’t possible.

How does it work?

First time buyers can literally purchase any property on the market with no deposit, the only outlays being the legal fees. The LIFT scheme would provide up to 40% deposit for their purchase. Here’s a couple of examples:

Example 1

Couple looking to buy their first flat. They purchase a 2 bed house for £120,000

LIFT Deposit – £48,000

Mortgage – £72,000

Typical Mortgage Payment – £222

With landlords charging rentals at over £500 per month you can see how this scheme is not only a fantastic way of getting onto the property ladder but also much cheaper than renting!

Example 2

Family with 2 children. They would qualify to purchase up to a 4 bedroom house up to £210,000.

Purchase Price – £210,000

LIFT Deposit – £84,000

Mortgage – £126,000

Typical Mortgage Payment – £389


As you can see this is indeed a wonderful and cost effective way of getting on the property ladder and we have our specialised Shared Equity Team ready to help you do just that.


We will:

  • Provide sound financial advice throughout the whole process
  • Liaise with the LIFT scheme on your behalf
  • Package and complete your application

We have:

  • Over 20 years experience in Mortgage Advice
  • Access to preferential rates from High St Lenders
  • A dedicated expert team on hand 7 days a week till 7pm

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical fee for arranging a mortgage is £495. However, depending on your circumstances some or all of this fee may be waived.

Don’t lose out – call us now on 01738 459069 and we will do the rest.


Visit our property search to find your new home with Next Home now!

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Area Guides from Next Home

We believe that by providing local property intelligence we can help you make more informed decisions when dealing with the local property market. Though if you do have any questions about any local area, please contact us on 01738 44 43 42.

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Next Home (Scotland) Limited undertakes credit broking and is not a lender.