Make Next Home Mortgages Your No.1 Choice For 2015


Make Next Home Mortgages Your No.1 Choice For 2015

Make Next Home Mortgages Your No.1 Choice For 2015

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YES THE LIFT SCHEME IS BACK!!
We are now taking enquiries for THE LIFT SCHEME. This will be a first come first served basis again and we would urge our customers to get in touch now.

Funding will be available from April, however we have an agreement with the Scottish Ministers that we can apply now.
As a reminder how the scheme works:

First time buyer are allowed to purchase 1 bedroom more than they need with the Scottish Ministers providing up to a 40 deposit.

· 1 bedroom to £90,000           · 4 bedrooms to £190,000
· 2 bedrooms to £110,000     · 5 bedrooms to £240,000
· 3 bedrooms to £155,000

An example of the above and how well this could work for you:

A couple with 1 child would qualify for the 3 bed up to £155,000. They can literally buy any property on the market in Perthshire. The Scottish Government will provide up to 40% deposit that only needs to be repaid on eventual sale.

EXAMPLE :

Purchase price £155,000
Govt Deposit £62,000
Mortgage £93,000
Typical Mortgage Payment £320

To find out more please call our Independent Award winning Mortgage team on 01738 459069 .

Our mortgage team here at Next Home are ideally placed to source the best deal for our clients and ensure it fits the industry’s new criteria.

Make Next Home Mortgages Your No.1 Choice For 2015
Help To Buy Scheme The Scottish government has launched a new£30m Help to Buy scheme to help buyers purchase homes from smaller house builders. The Help to Buy (Scotland) Small Developers scheme works in the same way as the Help to Buy (Scotland) equity loan scheme but applies exclusively to homes built by small builders that have registered with the initiative. The £30m is fresh funding and will not be taken from the main Help to Buy scheme. Mortgage rate war continues into new year.